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Binance

How to Buy XRP on Binance

Updated 2026 guide: registration, KYC, and buying XRP (XRP) on Binance. 0.1% fee per trade.

Exchange overview

Rating

9.5/10

Spot (maker / taker)

0.1% / 0.1%

Listed coins

450+

Country

Abu Dhabi (UAE)

Step-by-step guide

  1. 1

    Step 1: Create an account on Binance

    Visit Binance via our referral link and sign up. Click the Register button and enter your email and password. This takes about 2 minutes.

    Open account Binance
  2. 2

    Step 2: Complete identity verification (KYC)

    Upload a photo of your passport or driver's license and take a selfie. KYC typically takes 5 minutes to a few hours. Without verification the exchange limits withdrawals.

  3. 3

    Step 3: Deposit funds

    Transfer USDT, USDC, or fiat to the exchange. You can buy crypto directly with a bank card on the platform or transfer from another wallet.

  4. 4

    Step 4: Find the XRP trading pair

    Go to the Spot or Trade section and search for the XRP/USDT or XRP/BTC pair. Type the coin name in the search bar.

  5. 5

    Step 5: Place a buy order

    Choose an order type: market (instant, at current price) or limit (at your target price). Enter the USDT amount or XRP quantity and confirm the order.

Exchange fees

Spot (maker / taker)0.1% / 0.1%
Futures0.02% / 0.05%
Listed coins450+
Rating9.5/10

Buying XRP on Binance gives you access to the deepest liquidity pool for this coin. Binance consistently ranks first in XRP trading volume, meaning tighter spreads and faster order execution. The SEC lawsuit against Ripple was resolved in 2024, so institutional and retail demand has picked up significantly.

Step-by-step guide

1. Create a Binance account and verify your email. 2. Pass KYC (passport or ID, usually approved within minutes). 3. Deposit via bank transfer, card, or P2P in your local currency. 4. Navigate to Spot Markets and search XRP/USDT. 5. Place a Market or Limit order and confirm the purchase.

Fees

Binance charges 0.1% maker and 0.1% taker on spot trades. Using BNB to pay fees reduces this to 0.075%. XRP withdrawal fee is 0.25 XRP. Note: Binance has restricted services in Russia since 2023.

Tips

  • Hold some BNB in your account to automatically get a 25% fee discount on every XRP trade.
  • XRP transfers between Binance accounts are free and instant, useful if you are moving funds between family members.
  • Monitor Ripple's ODL (On-Demand Liquidity) announcements for price-moving news before placing large orders.

FAQ

How to buy XRP on Binance?

Sign up on Binance, complete KYC, deposit funds, and buy XRP in the Spot trading section using the XRP/USDT pair.

What are the fees for buying XRP on Binance?

The standard fee on Binance is 0.1% for makers and 0.1% for takers. Fees may decrease when you pay with the exchange native token or reach higher trading volume tiers.

Is Binance safe for buying crypto?

Binance is a licensed centralized exchange with multi-layer account security. Enable two-factor authentication (2FA) and avoid keeping large amounts on the exchange long-term.

Can I buy XRP with USD or EUR on Binance?

Yes, Binance supports fiat purchases (USD, EUR, and others). Use the Quick Buy section or pay with a bank card.

CM

CoinMagnetic Team

Crypto investors since 2017. We trade with our own money and test every exchange ourselves.

Updated: April 2026

This is informational content, not financial advice. Cryptocurrencies are highly volatile. Only invest what you can afford to lose.